Health Savings Account- HSA
We offer a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) through Health Equity.
Take charge of your health care spending with a Health Savings Account and the HDHP medical plan. You can contribute as much you choose, up to the IRS maximum limits each year.
Maximize Your Savings
The money you deposit into an HSA can be used for current or future medical, dental, or vision expenses and can roll over year-to-year. This allows your savings to grow. The money can be used to pay for your healthcare needs and will always be yours even if you leave the company.
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Contributions to an HSA are tax-free and can be made through payroll deductions on a pre-tax basis when you open an account with Health Equity.
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The money in this account, including interest and investment earnings, grows tax-free.
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As long as the HSA money is used to pay for qualified healthcare expenses, there is no tax payment required.
HSA Funding Limits
The 2026-2027 maximum employee contribution amounts allowed according to the IRS, including employer contributions, are:
2026 Calendar Year:
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Individual – $4,400
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Family - $8,750
Effective January 1, 2027:
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Individual - $4,500
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Family - $9,000
NOTE: The DVA Company will contribute annually $1,100.04 for an Individual Employee and $1,100.04 for a Family into your HSA. Family includes Employee plus Spouse or Employee plus Child(ren). The DVA Company contribution to your HSA will be funded monthly of equal payments over the 2026-2027 new policy year.
Individuals age 55 or older may be eligible to make a catch-up contribution of $1,000 in 2025.
